SHOPPING WITH SENSE

4:43 pm Unknown 1 Comments

Shopping!!! Most women love that word,and of course! I am one of them. Whether you like it or not we all have to shop at one time or the other. As much fun as shopping can be, it can also cause financial frictions and problems, if spending is not done moderately.

Here are some useful tips to help you spend prudently:

HAVE A BUDGET

Decide on the amount to be spent on shopping. Your shopping budget can be drawn on weekly ,monthly or quarterly basis.

DRAW A LIST

List out the items you need for that week,month or quarter.

PRICING

Have an idea of the prices of the items you want to buy;whether its a dress or shoes or accessories. Prices can be gotten by window shopping,by asking friends or family and also by checking online

WORK THAT LIST INTO YOUR BUDGET

The next step here is to ensure that your list fits into your budget. This a tough one, because you might have to make adjustments by dropping some items from list. Be sensible enough to drop items that are of little necessity.

TAKE JUST ENOUGH CASH

Don't forget your cash ,its your shopping ticket but ensure you take the exact amount need. it is also advisable that you add just a little extra cash, to cover unforseen scenarios. DO NOT TAKE TOO MUCH CASH--you might just end spending it all.

GO ALONE

This might not sound as your ideal way of shopping but it is advisable if you don't want to overspend. You may take family members but shopping with friends will most times lead to impulse spending. If you have to go with friends,ensure that they are ones ,who make wise shoppers.

BUY QUALITY AND COMFORT

You  should  buy items of good quality and that which makes you comfortable ,or else, you be shopping again in no time. This will automatically affect your finances. Remember "you don't have to buy every reigning thing".