I went shopping as planned and made some purchases. Then my eye caught something,It was a pair of nude wedge sandals!!! At that moment I fell in love , I began to think of how those sandals would look good on me. I was breathless at the sight of the rare beauty.I felt like I was in paradise . I began to imagine how I would rock the sandals to work,church and of course, dates. I could not wait to take my baby home!!!!  Wait a minute, do I have enough money to buy these sandals ...Bang!!!! Then I came back to reality. 

While I just got paid, I couldn't afford the sandals because it wasn't planned in my shopping budget. If I bought the sandals from my other budgets,the items on the other budgets might end up unattended to.

I continued my shopping but couldn't stop thinking about my new love. I went through my budget in my head to see if there was a way I could cut corners in my budget so as to be able to buy those shoes. My desires told me I could afford the shoes but common sense told me it was not a wise decision and besides I already had  some nude flats. But  I love those nude sandals *wails*

Before you think I am crazy ,here  three things you might not know about nude colored shoes

#1) Nude color is very sexy and mature.

#2) Nude shoes/Bags goes with any outfit except natives...hmmm,maybe  some natives but not all.

#3) Nude shoes makes your legs look longer and well defined .

Lastly, Whatever! I don't care, nude color is so hot and trending! lol

Now, I guess you have had enough of the nude shoes madness. I just couldn't help it. Did I go back to by those nude shoes . No I didn't. I reasoned that it was just a desire not a need.I was grateful I followed my sense of reason than my desires. 

My question is how easy is it to make daily  decisions between our needs and our desires? Sincerely, I still struggle with the temptation of going back to get the new shoes. I am wondering if this is natural or am I just been greedy.

PS: Frances I promiseeee, I would answer my awards question in my next post.

Love

Shopping!!! Most women love that word,and of course! I am one of them. Whether you like it or not we all have to shop at one time or the other. As much fun as shopping can be, it can also cause financial frictions and problems, if spending is not done moderately.

Here are some useful tips to help you spend prudently:

HAVE A BUDGET

Decide on the amount to be spent on shopping. Your shopping budget can be drawn on weekly ,monthly or quarterly basis.

DRAW A LIST

List out the items you need for that week,month or quarter.

PRICING

Have an idea of the prices of the items you want to buy;whether its a dress or shoes or accessories. Prices can be gotten by window shopping,by asking friends or family and also by checking online

WORK THAT LIST INTO YOUR BUDGET

The next step here is to ensure that your list fits into your budget. This a tough one, because you might have to make adjustments by dropping some items from list. Be sensible enough to drop items that are of little necessity.

TAKE JUST ENOUGH CASH

Don't forget your cash ,its your shopping ticket but ensure you take the exact amount need. it is also advisable that you add just a little extra cash, to cover unforseen scenarios. DO NOT TAKE TOO MUCH CASH--you might just end spending it all.

GO ALONE

This might not sound as your ideal way of shopping but it is advisable if you don't want to overspend. You may take family members but shopping with friends will most times lead to impulse spending. If you have to go with friends,ensure that they are ones ,who make wise shoppers.

BUY QUALITY AND COMFORT

You  should  buy items of good quality and that which makes you comfortable ,or else, you be shopping again in no time. This will automatically affect your finances. Remember "you don't have to buy every reigning thing".